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Moflay provides two environments development and production to help you build, test, and manage payments confidently. Each environment is isolated to support a different stage of your integration.

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Sandbox Environment

Use the sandbox environment to test your integration without sending real money. It uses Safaricom’s Daraja sandbox, allowing you to simulate payments and verify your setup safely. When you create an API key here, it begins with mf_test_, so you can clearly separate test data from live data. What’s included:
  • Simulate payments using sandbox credentials
  • Automatically assigned test credentials when you create an organization
  • Ability to add your own test (sandbox) credentials
  • API key and team management for testing
  • Supports all Moflay features without affecting real users
Only use Safaricom’s official sandbox credentials in the development environment. Never use production credentials here.
You can manage your credentials here. Need help getting sandbox credentials? Read our guide →

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Production Environment

Use the production environment when you’re ready to go live and accept real payments. You’ll need to provide your live Daraja credentials before you can start processing real transactions. API keys in this environment begin with mf_live_. What’s included:
  • Accept live M-Pesa payments
  • Provide your own verified Daraja credentials
  • Generate and manage secure production API keys
  • View transaction data
  • View customer data
  • Add team members
  • Analytics
  • Webhook support (coming soon)
Always test your integration in the development environment before switching to production.
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